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The house you own can also boost your chances of getting a loan to pay for a big, unexpected expense or kitchen makeover – even if your credit isn’t pristine. While having bad credit can. you still.
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Challenger banks reduce credit requirements and make it easier for first-time buyers – Magellan offered mortgages to borrowers with poor credit histories and in a statement released last week said: ‘In response to competitive pressures the business has recently seen a number of lenders.
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Getting a Mortgage with Bad Credit. If you have bad credit and fear you’ll face a loan denial when applying for a mortgage, don’t worry. You may still be able to get a mortgage with a low credit score. Of course it will depend on a few factors, so your best bet to see if you’ll qualify for a loan is to talk to a lender. Many lenders will.
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